Turning loyalty points into financial assets.
AIMILES builds the infrastructure to value, optimize, and unlock utility and liquidity across loyalty ecosystems—starting with a focused, compliance-first MVP.
Positioning: “Bloomberg + Visa for loyalty-based value” (infrastructure, not an app).
What AIMILES does
A modern infrastructure layer for loyalty-based value.
Valuation
AI-driven valuation that normalizes loyalty points across programs and surfaces real-world utility and conversion pathways.
Optimization
Redemption and utility optimization that helps users maximize value and helps partners improve engagement and retention.
Infrastructure
A controlled conversion engine plus APIs designed for fintech, travel platforms, and enterprise partners— built compliance-first.
Why now
This shift is structural, not cyclical.
Consumers demand flexibility
- Points are fragmented and hard to use efficiently
- People increasingly expect financial-like portability
- AI enables real-time optimization and better outcomes
Enterprises face liability pressure
- Loyalty balances sit as long-term liabilities
- Programs need improved unit economics and engagement
- Embedded finance unlocks new monetization layers
MVP focus
We start narrow on purpose: prove value, then scale.
Read + Value
Ingest loyalty accounts (limited scope) → normalize → AI valuation & utility mapping.
Optimize
Recommendations, benchmarking, redemption strategies, and partner-facing analytics.
Controlled Conversion
Limited conversion paths and pilots, built compliance-first, with partner agreements and guardrails.
Business model
Multiple scalable revenue layers.
Primary revenue
- Transaction fees: 0.5–1%
- Partner SaaS: $9.99 → $50K/month
- Data analytics: indexing, insights, benchmarking
Optional expansion
- Points-backed lending: 8–15% APR (when compliant + partner-backed)
- Embedded finance: integrations with neobanks and travel platforms
- Enterprise programs: loyalty infrastructure and monetization tooling
Request the investor deck
We’ll respond with the deck and a short intro call option.
- 40% MVP build (engine + wallet)
- 20% AI valuation logic
- 15% legal & compliance
- 15% partnerships & pilots
- 10% buffer
Tip: If you prefer, email directly and we’ll send the deck immediately.
ContactContact
Serious inquiries only.